Seasoning in real estate usually refers to the length of time that a homeowner has owned a particular home, known as title seasoning. Seasoning can also refer to the length of time a borrower has held a particular loan.

Mortgage lenders usually have title seasoning requirements before they issue a home loan. A lender may require that a home is owned for at least 90 days before making a new purchase loan on it. This is meant to avoid fraudulent property flipping schemes.

Lenders may also have restrictions on refinance loans that require the original loan to be held for a certain amount of time prior to refinancing.