What is a seller disclosure form?
A seller disclosure is a document that the seller fills out prior to listing their home noting any defects that they know about in the property. Whether it’s that the roof has leaked in the last 5 years, that the basement has flooded, any items like that they would note down, that they know about, have been wrong in the property. It’s important to read through these so you can get some of a history of the home, but your inspector is going to do a much better job of determining current defects with the home.
Can I trust the information on a seller disclosure and skip my inspection?
While the seller disclosure form is a good way to get to know some of the history of things that may have been wrong with the property, it’s definitely not a reason to skip your inspection. There may be things wrong with the property that the seller doesn’t necessarily know about or hasn’t discovered and you want to make sure you find those things yourself prior to closing.